*TIP* Can't live without...DAVE RAMSEY!

When asked what's one thing she could not live without, reader Morgan C from Texas answered,

"Dave Ramsey...we're almost debt free and I have his teachings to thank for that."

Well, Morgan... I couldn't agree with you more! Dave Ramsey's teachings are EXTREMELY helpful! A few years ago, my dad got us the Financial Peace University set (but the Financial Peace University BOOK is a GREAT start as well as the Total Money Makeover book)...and we didn't get started right away, but now we're almost DEBT FREE!! It's a GREAT feeling to write that last check or send that last payment and to KNOW that you won't be paying them ANYMORE... well, what a relief!!